Emerging thinking document and annexes
Note by the CC
“The CC’s Emerging Thinking” (published
on 11 January 2005) sets out the current thinking on the central
issues of the Inquiry that appear to merit consideration under
the provisions of the Enterprise Act 2002. Ten annexes, summarising
the evidence on which the Emerging Thinking is based, have
also been published (2 February 2005). The documents draw
on evidence from consumer surveys, which are also published
on this website.
Links to documents
The
CC’s 'Emerging Thinking'
ANNEXES TO THE CC'S "EMERGING THINKING"
Annex
A: Overview of store cards
Annex
B: The upstream market
Annex
C: An assessment of recent tenders
Annex
D: Store branded credit cards and store cards
Annex
E: Card-related insurance
Annex
F: The downstream market
Annex
G: Store card pricing
Annex
H: A model of store card economics
Annex
I: Financial performance of store card providers
Annex
J: Cost of capital of store card providers
CONSUMER SURVEYS
Qualitative and Quantitative Surveys
conducted for the CC
NOP report: Examination of the market
for store cards and their use by consumers: consumer survey
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