DISCLOSURE OF INTEREST
Northern Irish personal banking
Staff interests
Members of the staff team working on
this inquiry have bank accounts, savings accounts and mortgages
with banks and building societies which have an interest in
this inquiry. In addition, a number of staff have small shareholdings
(under £5000) in these banks and building societies.
The mother of Marjorie
Davies, the Inquiry Secretary for the inquiry, holds approximately
1500 shares in HBOS.
The husband of
Clare Potter, the Chief Legal Adviser at the CC, is General
Counsel to the FSA. In addition Ms Potter was until 30 September
2004 a partner at Simmons and Simmons. Simmons and Simmons
act for a number of clients in the banking sector, but Ms
Potter did not personally advise any banking clients.
John Davies, an
economics director at the CC, was until September 2003 a shareholder
of and manager at Frontier Economics, an economics consultancy.
Frontier Economics has advised firms in the banking industry,
though John did not advise any such firms personally.
The CC is satisfied that the independent and impartial conduct
of the inquiry will not be affected by any of the above.
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